All Banks Code In Nigeria: Full List Of USSD, Transfer Codes 2025 & How To Use Them

All Banks Code in Nigeria: Your 2025 Guide to Full USSD & Transfer Codes and How to Use Them can be accessed here on TJ News Nigeria. 

Nigeria’s banking landscape is diverse and ever-evolving, making it essential for customers to have quick, reliable access to account services without an internet connection.

In this comprehensive guide, you’ll find the full list of all banks code in Nigeria alongside their approved CBN transfer codes and USSD banking codes, empowering you to send funds, pay bills and check balances in seconds.

Whether you bank with a legacy institution like First Bank or a digital pioneer like ALAT by Wema Bank, these shortcuts will streamline your mobile transactions and enhance your everyday banking experience. Bookmark this resource to ensure you’re always equipped with the right codes at your fingertips.

All Banks Code in Nigeria full List 

Access Bank

One of Nigeria’s largest banks, Access Bank offers extensive retail and corporate services, backed by innovative digital platforms.

Access Bank Transfer Code

• CBN Bank Code: 044

Access Bank USSD Code

• General Banking: *901#
• Transfer to Other Banks:
  1. Dial *901*2*Amount*AccountNumber#
  2. Enter your 4-digit USSD PIN
  3. Confirm details

How to Check Account Balance

• Dial *901*00#
• Enter your USSD PIN to view your available balance

ALAT by Wema Bank

Nigeria’s first fully digital bank, ALAT combines Wema Bank’s heritage with a seamless mobile-first experience.

ALAT Transfer Code

• CBN Bank Code: 035 (Wema Bank Plc)

ALAT USSD Code

• General Banking: *945#
• Transfer to Other Banks:
  1. Dial *945*AccountNumber*Amount#
  2. Enter USSD PIN
  3. Confirm transaction

How to Check Account Balance

• Dial *945*0#
• Enter your PIN to display balance details

Ecobank

A pan-African bank with operations in over 30 countries, Ecobank provides cross-border banking and trade finance services.

Ecobank Transfer Code

• CBN Bank Code: 050

USSD Code

• General Banking: *326#
• Transfer to Other Banks:
  1. Dial *326*AccountNumber*Amount#
  2. Input USSD PIN
  3. Confirm to send

How to Check Account Balance

• Dial *326*0# and enter your PIN

Fidelity Bank

Known for its customer-centric approach, Fidelity Bank offers tailored solutions in retail, corporate and investment banking.

Fidelity Bank Transfer Code

• CBN Bank Code: 070

Fidelity Bank USSD Code

• General Banking: *770#
• Transfer to Other Banks:
  1. Dial *770*AccountNumber*Amount#
  2. Enter your USSD PIN
  3. Confirm details

How to Check Account Balance

• Dial *770*0# and authenticate with your PIN

First Bank of Nigeria

As the nation’s oldest bank, FirstBank combines legacy with modern digital channels for both individuals and corporates.

First Bank of Nigeria Transfer Code

• CBN Bank Code: 011

First Bank of Nigeria USSD Code

• General Banking: *894#
• Transfer to Other Banks:
  1. Dial *894*Amount*AccountNumber#
  2. Enter your USSD PIN
  3. Confirm transaction

How to Check Account Balance

• Dial *894*00# and input PIN to view balance

First City Monument Bank (FCMB)

FCMB specializes in consumer banking and SME financing, with a growing presence across Nigeria.

FCMB Transfer Code

• CBN Bank Code: 214

FCMB USSD Code

• General Banking: *329#
• Transfer to Other Banks:
  1. Dial *329*Amount*AccountNumber#
  2. Enter USSD PIN
  3. Confirm to process

How to Check Account Balance

• Dial *329*00# and authenticate

Guaranty Trust Bank (GTBank)

GTBank is celebrated for its superb customer service and award-winning mobile banking suite.

GTBank Transfer Code

• CBN Bank Code: 058

GTBank USSD Code

• General Banking: *737#
• Transfer to Other Banks:
  1. Dial *737*2*Amount*AccountNumber#
  2. Input USSD PIN
  3. Confirm details

How to Check Account Balance

• Dial *737*6*1# to retrieve your balance

Heritage Bank

Heritage Bank focuses on SME empowerment and retail banking, with strong community engagement.

Heritage Bank Transfer Code

• CBN Bank Code: 030

USSD Code

• General Banking: *745#
• Transfer to Other Banks:
  1. Dial *745*2*Amount*AccountNumber#
  2. Enter USSD PIN
  3. Confirm transaction

How to Check Account Balance

• Dial *745*0# and authenticate

Jaiz Bank

As Nigeria’s first non-interest bank, Jaiz Bank delivers Sharia-compliant financial products.

Jaiz Bank Transfer Code

• CBN Bank Code: 301

Jaiz Bank USSD Code

• General Banking: *565#
• Transfer to Other Banks:
  1. Dial *565*Amount*AccountNumber#
  2. Enter USSD PIN
  3. Confirm payment

How to Check Account Balance

• Dial *565*00# and input PIN

Keystone Bank

With a focus on digital transformation, Keystone offers innovative retail and business banking solutions.

Keystone Bank Transfer Code

• CBN Bank Code: 082

Keystone Bank USSD Code

• General Banking: *7111#
• Transfer to Other Banks:
  1. Dial *7111*Amount*AccountNumber#
  2. Authenticate with USSD PIN
  3. Confirm transaction

How to Check Account Balance

• Dial *7111*00#

Polaris Bank

Polaris Bank emphasizes digital channels and SME financing for sustainable economic growth.

Polaris Bank Transfer Code

• CBN Bank Code: 076

Polaris Bank USSD Code

• General Banking: *833#
• Transfer to Other Banks:
  1. Dial *833*AMOUNT*ACCOUNTNUMBER#
  2. Enter your USSD PIN
  3. Confirm details

How to Check Account Balance

• Dial *833*6#

Stanbic IBTC Bank

Part of the Standard Bank Group, Stanbic IBTC offers premier wealth management and corporate banking services.

Stanbic IBTC Bank Transfer Code

• CBN Bank Code: 039

Stanbic IBTC Bank USSD Code

• General Banking: *909#
• Transfer to Other Banks:
  1. Dial *909*22*Amount*AccountNumber#
  2. Input your USSD PIN
  3. Confirm transaction

How to Check Account Balance

• Dial *909*1*1#

Sterling Bank

Sterling Bank champions digital solutions and sustainable finance initiatives in Nigeria.

Sterling Bank Transfer Code

• CBN Bank Code: 232

Sterling Bank USSD Code

• General Banking: *822#
• Transfer to Other Banks:
  1. Dial *822*5*Amount*AccountNumber#
  2. Enter USSD PIN
  3. Confirm to send

How to Check Account Balance

• Dial *822*6#

Union Bank

Union Bank combines a 100-year legacy with modern digital banking services for individuals and businesses.

Union Bank Transfer Code

• CBN Bank Code: 032

Union Bank USSD Code

• General Banking: *826#
• Transfer to Other Banks:
  1. Dial *826*2*Amount*AccountNumber#
  2. Enter your PIN
  3. Confirm transaction

How to Check Account Balance

• Dial *826# and follow the prompt

United Bank for Africa (UBA)

With presence across Africa, UBA is a major player in retail, wholesale and corporate banking.

UBA Transfer Code

• CBN Bank Code: 033

UBA USSD Code

• General Banking: *919#
• Transfer to Other Banks:
  1. Dial *919*4*AccountNumber*Amount#
  2. Authenticate with USSD PIN
  3. Confirm details

How to Check Account Balance

• Dial *919*00#

Unity Bank

Unity Bank offers SME-focused solutions and digital banking channels to underserved markets.

Unity Bank Transfer Code

• CBN Bank Code: 215

Unity Bank USSD Code

• General Banking: *7799#
• Transfer to Other Banks:
  1. Dial *7799*2*AccountNumber*Amount#
  2. Enter your USSD PIN
  3. Confirm to process

How to Check Account Balance

• Dial *7799*0#

Wema Bank

One of Nigeria’s oldest indigenous banks, Wema Bank is known for its ALAT digital bank and customer-centric approach.

Wema Bank Transfer Code

• CBN Bank Code: 035

Wema Bank USSD Code

• General Banking: *945#
• Transfer to Other Banks:
  1. Dial *945*AccountNumber*Amount#
  2. Enter your USSD PIN
  3. Confirm to send funds

How to Check Account Balance

• Dial *945*0# and authenticate

Zenith Bank

Zenith Bank offers robust corporate and retail banking, with a reputation for service excellence and strong liquidity.

Zenith Bank Transfer Code

• CBN Bank Code: 057

Zenith Bank USSD Code

• General Banking: *966#
• Transfer to Other Banks:
  1. Dial *966*Amount*AccountNumber#
  2. Enter your USSD PIN
  3. Confirm transaction

How to Check Account Balance

• Dial *966*00#

Mastering the transfer codes and USSD commands for every major bank in Nigeria allows you to manage your finances swiftly and securely—no data required.

From checking your balance to completing instant interbank transfers, these codes put full control in your hands, driving greater financial inclusion and convenience.

That is all for now on All Banks Code in Nigeria and their USSD. 

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